Safety of F-asset creation/redemption

So lets say i mint 1000 fxrp when the price of one xrp is 1$, after a while i decide to redeem my xrp but in the mean time price of xrp went from 1$ to 10$, will i still get 1000 xrp back? From what i understand agents collateral is 2.5 x 1000 in spark which is worth 2500$ at the time of creation but their xrp value at the time of redemption will be 10 000$ so how the penalty supposed to insentivize agents if they gain so much from price appreciation, can somebody clear that for me, please. How can Flare network reward creators in case of redemption failure if the price of underlaying asset goes up?

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